In our world of  merging and morphing banks, it is common for existing loans to change hands, sometimes more than once.
 
You may get a letter in the mail telling you that your loan servicer will be changing, and giving you instructions on where to send your next payment.
 
A word of caution. There are scammers out [...]

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I remember years ago a statement made by a speaker on real estate legal issues:
“On average, there is one new law every year in the real estate industry. If they skip a year, they will make up for it with two the following year.” This was his explanation of why Realtors needed constant training.
Now, we are seeing [...]

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